Terms of Service

1. Agreement to Terms

These Terms of Service (“Terms”) govern your access to and use of LumaForm AI (the “Service”), operated by [COMPANY LEGAL NAME] (“Company”, “we”, “us”, or “our”), located at [REGISTERED ADDRESS]. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Service.

2. Description of Service

LumaForm AI is an AI-powered business document platform that helps businesses generate, manage, and organize professional documents. The Service uses artificial intelligence to produce document drafts based on information you provide. All generated documents are drafts — you are responsible for reviewing, editing, and verifying any content before use in any legal, HR, financial, or operational context.

3. Accounts and Registration

To use the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information as needed.

You are responsible for maintaining the security of your account credentials. You agree to notify us immediately at [SUPPORT EMAIL] if you suspect any unauthorized access to your account.

You must be at least 18 years old to create an account. By creating an account, you represent that you meet this requirement.

4. Subscriptions and Billing

Some features of the Service require a paid subscription. Subscription fees are billed in advance on a monthly or annual basis, as selected at the time of purchase. All fees are non-refundable except as required by applicable law or as otherwise stated in our refund policy.

We reserve the right to change our pricing at any time. We will provide at least 30 days' notice before any price change takes effect for existing subscribers.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe on the intellectual property rights of others
• Transmit any harmful, offensive, or unlawful content
• Attempt to gain unauthorized access to the Service or its infrastructure
• Use the Service to create documents intended to deceive or defraud
• Resell or redistribute the Service without written authorization

We reserve the right to suspend or terminate accounts that violate these terms at our sole discretion, without notice or liability.

6. AI-Generated Content

The Service uses artificial intelligence to generate document drafts. You acknowledge that:

• AI-generated content may contain errors, omissions, or inaccuracies
• Generated documents do not constitute legal, financial, HR, or professional advice
• You must review all generated content before use
• We are not responsible for outcomes resulting from the use of generated documents

For legally sensitive documents (employment contracts, compliance policies, agreements), we strongly recommend review by a qualified professional in your jurisdiction.

7. Your Content

You retain ownership of all content you submit to the Service (“Your Content”). By submitting content, you grant us a limited, non-exclusive license to process and store Your Content solely for the purpose of providing the Service to you.

You represent that you have all rights necessary to submit Your Content and that it does not violate any third-party rights or applicable law.

8. Intellectual Property

The Service, including its software, design, and content (excluding Your Content and AI-generated documents), is owned by [COMPANY LEGAL NAME] and protected by intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Service without our written permission.

9. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, [COMPANY LEGAL NAME] SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of[STATE/COUNTRY], without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of [STATE/COUNTRY].

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the effective date. Continued use of the Service after any changes constitutes acceptance of the new Terms.

14. Contact

If you have questions about these Terms, please contact us at [SUPPORT EMAIL] or by mail at [REGISTERED ADDRESS].